Recently, Thai police arrested 20 officers involved in a loan scam. The fraud amounts to a staggering 30 million baht and shows an appalling level of corruption within the army.

The officers used their positions in the military to submit loan applications on behalf of others. However, the loans were never repaid and the money was instead used for personal purposes. Victims of the fraud now face significant debts.

Studying can be a challenging time, especially when it comes to finding job opportunities that match your interests and skills. One possible solution is to become self-employed.

There are many advantages to starting your own business as a student. For example, you can put your time and energy into projects you really like and believe in. It can lead to a greater sense of accomplishment and build self-confidence.

Buying a car is often an expensive endeavor, as not everyone has the wherewithal to pay cash for a car. Financing through a loan is therefore often the best alternative. But what about car loans from 2013? Are these still a favorable option?

We’ve done our research and compared the current terms for car loans from 2013. We took into account various factors such as interest rates, terms and creditworthiness requirements to find out whether financing is still worthwhile this year.

Buying a home is a major investment and usually requires a mortgage to cover the purchase price. Getting approved for a mortgage, however, is often a lengthy and rigorous process. However, there are some steps you can take to increase your chances of getting approved.

Financial stability is key

Hartz 4 payouts are an important component of social welfare in Germany. The purpose of the payout is to provide financial assistance to those in need so that they can make a living and meet their basic needs.

The Hartz 4 payments are transferred monthly to the account of the claimants. However, there are certain dates on which the payout takes place. These dates are fixed and announced in advance.

Every innovative process starts with an idea. Whether it’s a new product or service, a creative idea is the first step on the road to success. However, it is not only important to have innovative ideas, but also to implement them reliably and efficiently.

Without the right tools and resources, even the boldest ideas can fail. It is important that companies have in-depth know-how and the latest technologies to consistently implement innovations.

Since Karl Marx designed his theory about capitalism as a system of exploitation, many intellectuals have shared this view. From poverty to injustice and the power of oligarchs, the critiques of capitalism are numerous. Nevertheless, there are still people who point out the benefits of capitalism.

Indeed, there are many benefits that come with capitalist society. Historically, it is capitalism that has made the world a better place by making innovation, progress and prosperity more accessible than ever before. But what are the reasons?

The Association of German Chambers of Industry and Commerce (DIHK) is sounding the alarm: the competitiveness of many German companies is in danger. The reason for this, he said, is the poor willingness of companies to invest, as well as increasing bureaucracy and regulation. This was reported by the DIHK in a recently published study looking at the current state of the German economy.

According to the study, small and medium-sized enterprises are particularly affected by declining competitiveness. These would have invested significantly less than their international competitors in recent years. There is also criticism that the German government has failed to support companies through a targeted industrial policy.

Singapore is a small country with limited space available. As a result, the government has enacted various regulations to ease congestion on the road network and reduce traffic jams. One of these measures is the controlled allocation of car licenses and their high cost. Despite these limitations, car ownership in Singapore is still very popular and necessary for exploring the city and getting to work.

However, for many people, buying a car is an expensive affair. However, there are ways to reduce costs and enjoy the pleasure of owning a car at the same time. In this article, three ways to afford a car in Singapore, even if you are not one of the richest residents, are highlighted.

Money is an important factor in life. But not everyone can easily get the financing they need. It is difficult to get a loan, especially from banks. There is an alternative: private lending of money without a bank.

In this concept, private individuals lend money to other private individuals. Here, the terms and conditions can be negotiated individually, which increases flexibility. A big advantage is that creditworthiness is not as decisive as with banks. So even those with low credit scores can benefit from this option.